frugal · frugality · Uncategorized

Frugal tips

  The average American family has credit card debt of just over $16,000 and total overall debt of $132,000. What? That is crazy!  I hate debt. We have no credit cards. We quit using them years ago.  We have no student loans either.  We do have a mortgage and I cannot wait until the day…… Continue reading Frugal tips