frugality · Uncategorized

Frugal Monday munchies

  This morning slipped away from me and before I knew it was lunch time.  My two little girls had tart cherry smoothies, whole wheat bread, a plain salad (we’re dealing with picky eaters), blueberry breakfast bar, and sliced apples. Simple, cost effective and took less than ten minutes to prepare. If you are looking…… Continue reading Frugal Monday munchies

frugality · Uncategorized

Random frugal tips

 I keep scraps of paper for writing shopping lists, chore lists, or little notes for my children’s lunches.  Envelopes that come in the mail and my kids school work after its been returned are two examples of where I get my scrap paper.   I have a friend and she gives me a pile of…… Continue reading Random frugal tips

Christianity · frugal · frugality · Uncategorized

Aiming to please

“For am I now seeking the approval of man, or of God? Or am I trying to please man? If I were still trying to please man, I would not be a servant of Christ.” Galations 1:10 (NIV)  Who shall I serve?  Who am I aiming to please?   “No one can serve two masters. Either you…… Continue reading Aiming to please

frugal · frugality · Uncategorized

Frugal tips

  The average American family has credit card debt of just over $16,000 and total overall debt of $132,000. What? That is crazy!  I hate debt. We have no credit cards. We quit using them years ago.  We have no student loans either.  We do have a mortgage and I cannot wait until the day…… Continue reading Frugal tips